Background
Speedy Cash is a leading alternative financial services provider specializing in fast, accessible credit solutions for consumers who may not have perfect credit. The company offers a wide range of products, including payday loans, installment loans, title loans, lines of credit, and other financial services both online and through hundreds of retail locations. Speedy Cash is committed to providing convenient, transparent, and responsible lending options for customers facing unexpected expenses or short-term cash needs.
History
Founded in 1997 by Chad Faulkner, Doug Rippel, and Mike McKnight—three childhood friends from Wichita, Kansas—Speedy Cash began with a mission to meet the growing demand for convenient, easily accessible financial services. The first store opened in Riverside, California, and the company quickly expanded, introducing the Rapid Cash brand in Nevada, Oregon, and Washington. By 2008, Speedy Cash launched its online lending platform, making its services available nationwide. The company has celebrated major milestones, including opening its 100th store in 2011 and serving millions of customers across the U.S., Canada, and the U.K. Today, Speedy Cash operates more than 400 stores and continues to innovate in both in-person and digital lending.
Types of Loans and Fees Charged
Payday Loans: Short-term loans up to $2,500 (amount varies by state), typically due on the borrower’s next payday. These loans have a flat fee structure.
Installment Loans: Loans up to $5,000, repaid over scheduled payments. Borrowers can pay off early to save on interest.
Title Loans: Loans up to $25,000 secured by the borrower’s vehicle. The borrower keeps their car while repaying the loan.
Lines of Credit: Ongoing access to cash up to $4,000, with scheduled payments and daily interest on the outstanding principal.
Other Services: Check cashing, money orders, wire transfers, prepaid debit cards, and more are available in-store.
Interest Rates & Fees: Fees and APRs vary by loan type, amount, and state law. All terms are clearly disclosed during the application process.
Locations
Speedy Cash operates more than 400 retail locations across the United States, as well as in Canada and the United Kingdom under various brands. Some of the states with Speedy Cash or Rapid Cash stores include:
Arizona
California
Kansas
Louisiana
Mississippi
Missouri
Nevada (as Rapid Cash)
Oregon (as Rapid Cash)
Tennessee
Texas
Washington (as Rapid Cash)
A complete list of store locations is available on the Speedy Cash website.
States Where Loans Are Offered and Not Offered
Available States: Speedy Cash offers loans and financial services in multiple states, including those listed above. Product availability and loan amounts vary by state due to local regulations.
Unavailable States: Not available in states with strict lending regulations or where the company is not licensed to operate.
How to Contact Speedy Cash
Corporate Headquarters: 3615 N Ridge Rd, Wichita, KS 67205
Customer Service Phone: (888) 333-1360
Website: www.speedycash.com
Customers can also use the online store locator, apply for loans online, or contact customer service for assistance.
