The industry has seen explosive growth over the past decade. The financial meltdown which occurred in 2008 had a chilling effect on the ability of many consumers to obtain personal loans from traditional lenders such as banks and credit unions. With tightening credit requirements and stringent financial guidelines, many people who previously may have had no problem qualifying for a loan now found themselves with few options when trying to access much-needed cash. Cash loan companies quickly stepped in to fill this financial void.
Follow some of these tips and get your finances back on track:
Unexpected bills and unforeseen financial needs can happen to anyone at any time. In this climate of economic uncertainty and the tightening of credit card/loan requirements, it's good to know that there is a place to go for simple, short term payday advance funds...
If you have an unexpected financial emergency which you need to take care of in a hurry, a fast cash loan may be the perfect solution. Should you use caution when taking out a fast cash loan? Of course you should. Any time...
Nearly everyone has some type of debt. Our consumer-driven society has always encouraged people to live beyond their means. The idea of putting off a purchase until you have the cash to pay for it is a concept most Americans have a hard time grasping.
Nearly everyone dreams of being debt-free and financially independent. But most American consumers carry an enormous amount of debt which is precisely what keeps them from reaching their financial goals. Instead of being a slave to debt, learn how a spending freeze ca...
A survey conducted in 2011 by the Financial Literacy Group found that only about 40% of adult Americans have a budget and keep track of the most common monthly expenditures such as housing, food, and transportation. Try to imagine walking a long tight rope without a s...
In 1996, marketing professors William Danko and Thomas Stanley co-authored the very successful book, "The Millionaire Next Door: Surprising Secrets of America's Wealthy". The information put forth in their bestseller caused millions of consumers to take a fresh l...
Many times financial articles seem to focus on the perils of living above your means. The risks associated with this type of reckless financial behavior are certainly well-documented. Almost everyone can grasp the concept that if you spend more money than you earn...
Most consumers are well-aware of the financial risks associated with impulse shopping. But knowing about something and being able to avoid such behavior can be two very different things. Nothing can derail your financial goals quicker than unplanned purc...
Trying to take control of your personal finances can be a real challenge. If you are like many people, you may think that the root of your financial problems is your income level. But frequently there are other factors in play which include poor money ma...
If you have more than one loan and want to pay off the one which will most benefit you financially, how do you decide which one it is? Here we offer a specific financial situation which an individual (let's call him Tom) wants to handle in the bes...
A budget forms the foundation of every successful financial plan. A budget allows you to know and understand where your money is going each month and is crucial if you want to get a handle on your personal finances. Many people have a negative view of li...
If you are like most consumers, you probably know that your credit report and credit score are important. But you may not fully understand what is actually contained in a credit report and how it can affect you financially. Your credit history is important to many people: pros...
Like other types of payday advance loans, a car title loan is a short-term loan. This simply means that the loan is meant to be fully repaid within a very short period of time (usually 30 days). However, a car title loan is a secured loan. In order to get a car title loan, you...
Obtaining a short-term cash loan is a great way to shore up your finances in the event of a financial crunch or emergency. Cash loans are easy to obtain. Applying for one takes only a matter of minutes and you can have your money in less than an hour. It ...
You have the right to completely understand the costs of anything you purchase - this also goes for payday loans. In fact, by law (The Truth in Lending Act) you must be informed in writing as to: ...
Cash Advances are meant to keep you financially afloat between pay periods and therefore are meant to be paid back as early as your next paycheck. That is one of the reasons states can cap the maximum amount to be borrowed at as low as $500 or as a percentage of your monthly i...
