Texas Cash Loans

When faced with a need for quick cash between paychecks, Texas residents need only to click on CashLoan.org from the comfort and convenience of their home computer and apply for a cash advance loan. The process is fast, easy, and confidential. Simply fill out the application and within 90 seconds you can be approved for a cash advance loan. After the approval, it only takes about an hour for the funds to be deposited into your account. Now that’s service!

Whatever your financial emergency - an unexpected car repair, repayment of a personal debt, a gift for that surprise wedding or an unexpected financial loss - CashLoan.org is here to help. As a short-term loan, a cash advance is meant to be repaid quickly, within a couple of weeks. Other differences include the short application and approval process, and the lack of credit check.

There’s no need to wait until your next paycheck to take care of your financial emergency- a cash advance loan is just a click away. Residents in most states can take advantage of CashLoan.org’s reliable, confidential and secure service. Simply APPLY NOW online or contact us today!

State Law

Texas has laws on the book that specifically target the authorization of cash advance loans. cash advance lenders to be licensed. Payday loans’ written contract must specifically outline all of the charges and fees. The practice of loan splitting (dividing one loan in half and then charging fees for both loans) is strictly prohibited. The number of outstanding payday loans borrowers may have at any one time is not stipulated, however a consumer may not have more than $500 in outstanding loans. Payday advance lenders may not pursue criminal action against a borrower.

Maximum Loan

Not stipulated

Loan Terms

Loan terms vary - they can be anywhere from 7 to 31days.

Rollovers

Texas law does not permit extensions or rollovers.

Fee Limits

Companies may charge any interest rate and fees that the consumer is willing to pay as long as the charges don’t exceed $10 and an annual interest rate of 48%.

Texas Cash Loan Debate

If you feel a payday lender is operating unfairly or engaging in illegal collection practices, you can contact your Texas Attorney General:

Office of the Attorney General
PO Box 12548
Austin, TX 78711-2548